Turnkey two-family home near the heart of Spencer offering incredible potential for investors and owner-occupants alike! This well-maintained property delivers space, versatility, & strong long-term potential. Unit 1 offers a bright living rm, dining rm w/ custom built-ins, spacious kitchen w/ S/S appliances, abundant cabinet space, laundry area, two first-floor bedrooms, full bath, & a covered front porch. The 2nd level adds a private 3rd bedroom for even more flexibility, ideal for guests or a home office, Unit 2 has a similar layout w/ a comfortable living rm, dining rm, kitchen, 2 bedrms, full bath, & its own covered porch. Need extra room? The spacious unfinished walk-up attic presents exciting possibilities for additional storage, a workspace or potential future living space. Separately metered electric, two hot water tanks, a new roof in 2024, & plenty of off-street parking complete this fantastic opportunity! A rare income-producing gem w/ owner-occupant appeal & room to grow!