Buying a Home

The Truth About Down Payments

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If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case.

Unless specified by your loan type or lender, it’s typically not required to put 20% down. That means you could be closer to [...]

Why So Many People Fall in Love with Homeownership

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Chances are at some point in your life you’ve heard the phrase, home is where the heart is. There’s a reason that’s said so often. Becoming a homeowner is emotional.

So, if you’re trying to decide if you want to keep on renting or if you’re ready to buy a home this year, here’s why it’s so easy to fall in love with homeownership.

Customizing to Your Heart’s [...]

Why It Is More Affordable To Buy a Home This Year

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Some Highlights

How VA Loans Can Help Make Homeownership Dreams Come True

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For more than 79 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. If you or someone you care about has served in the military, it's essential to learn about this program and its advantages.

Here are some important things to know about VA loans before you buy a home.

The Many Advantages of VA Home [...]

The Many Non-Financial Benefits of Homeownership

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Buying and owning your own home can have a big impact on your life. While there are financial reasons to become a homeowner, it's essential to think about the non-financial benefits that make a home more than just a place to live.

Here are some of the top non-financial reasons to buy a home.

According to Fannie Mae, 94% of survey respondents say “Having Control Over What You Do with Your Living Space” is a top reason to [...]

How an Energy Efficient Home Can Be a Bright Idea

How an Energy Efficient Home Can Be a Bright Idea [INFOGRAPHIC] | MyKCM

How an Energy Efficient Home Can Be a Bright Idea [INFOGRAPHIC] | MyKCM

Some Highlights

  • With inflation driving up the cost of everyday items, seeking out an energy-efficient home can be a great way to decrease the expenses you can control.
  • Energy efficiency can help lower your utility bills and possibly even save you money on your taxesOptions to look for include efficient appliances, windows, and solar panels.
  • If you’re planning to buy a home this year, consider energy efficiency in your search. Let’s connect so you can better understand features that can save you money for years to come.

Did Your Dream Home Just Come on the Market?

Did Your Dream Home Just Come on the Market? | MyKCM


 

For the first time in a long time, the number of newly listed homes is beginning to rise. In their latest monthly releaserealtor.com reveals the number of existing homes entering the market has increased for two months in a row (this comes after six months of declines). Here’s a graph showing the monthly new listings going back to [...]

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